Frequently asked questions
I am currently in-network with and accept the following insurance plans:
Oxford Health Plans
Cigna
Aetna
UMR
Oscar
UHC Student Resources
AllSavers UHC
Harvard Pilgrim
Meritain
Nippon
United Healthcare Shared Services
Allied Benefit Systems - Aetna
Surest (Formerly Bind)
Health Plans Inc.
UnitedHealthcare Global
Christian Brothers Services - Aetna
Trustmark Health Benefits - Aetna
Trustmark Health Benefits - Cigna
Trustmark Small Business Benefits - Aetna
Health Scope - Aetna
I am also an “out-of-network” provider, which means if your insurance company offers out-of-network benefits, you should receive some reimbursement for the cost of therapy. Many insurance companies that provide out-of-network benefits cover between 50%-75% of the cost per session. Contact your insurance company to find out about your specific coverage. I can provide you with a monthly “superbill” which you can send to your insurance company for potential reimbursement.
Here are some helpful questions to ask your insurance company to learn how much they will cover:
What is my coinsurance or copay for out-of-network sessions?
What is my out-of-network deductible and has it been met?
What is my out-of-pocket max and has it been met?
How many sessions does my plan cover per year?
What is the out-of-network allowed amount per individual therapy session? (CPT code 90837)
There are benefits of using your insurance as well as benefits of not going through insurance. The benefits of not using your insurance are:
I can provide services in the most flexible way possible, as we are not constrained by the mandates of an insurance company.
I also do not have to diagnose you with a psychiatric condition for you to be able to receive services. This works best for my practice, as some of my clients are not coming in for treatment of a psychiatric condition. Additionally, not using insurance allows clients to have more privacy.
Therapy is a commitment of time, energy, and financial resources.
My cash pay rate is:
$160 for the Initial Evaluation
$115 for 45 minute sessions
$135 for 60 minute sessions
Fees may vary for special cases that involve: The legal system, communication to third parties, additional documentation, forms, letters or specialized reports.
If we need to schedule longer sessions to meet your treatment goals, we can do that as my schedule allows, at a prorated rate. I accept all major credit cards through a secure client portal, as well as cards linked to a Health Savings Account (HSA).
If you are using your in-network insurance benefits, we will check your eligibility and any potential co-pay amount prior to starting therapy. All insurance billing goes through Alma.
Therapists are people too, and finding one that is a good “match” is an important part of the work. Feeling comfortable with and trusting your therapist are vital to a good relationship. I always want my clients to communicate with me if something I am doing isn’t working so that I can try a different approach. If that doesn’t help, and if it feels like we aren’t a good match for whatever reason, I will do my best to find you someone who is! My advice is to speak with a prospective therapist by phone first and trust your intuition.
A significant amount of our daily lives has been moved online in the past few years, not all of it by choice! That being said, online therapy can be a great fit for you if:
You're overwhelmed managing your family's obligations and have difficulty making time for your own appointments.
You have a demanding work schedule and can't make time during the day to go to a therapist's office.
You're a busy individual who needs or prefers the convenience and flexibility of virtual sessions.
You prefer the comfort and privacy of your own home.
No extra time needed for a commute; no need to add the stress of finding an unfamiliar building, parking, no need for childcare, etc. Sit on your own sofa, with a cup of tea and your favorite blanket, and maybe even a furry friend. If your home (or office) is safe, comfortable, and private, and you have a good internet connection, online counseling may be the answer for you. Sometimes the best healing occurs in your own safe space!
This depends on many factors including the reasons you are coming to therapy and your goals for the work. It is difficult to know until we have met and explored this together. Sometimes I do short term work that lasts a few months or less. More often, a longer process of therapy is necessary to reach your desired goals.
During the first session, we will be covering a lot, and I will ask a lot more questions than I normally will in a regular session!
We will talk about what is going on in your life currently, as well as begin to talk about your history. We will also talk about what your goals are for therapy.
For individual therapy, we usually take the first 2 or 3 sessions to do a full intake assessment where we go into detail about your history and formulate a treatment plan together.
For family and couples therapy, after the first meeting with everyone together, I will meet with each family member individually for a session to take their history. Once I have completed this, we reconvene, and I will provide feedback, and we will set treatment goals together.
HAVE MORE QUESTIONS?
If there’s anything else you need to know that’s not covered here (or you have questions regarding any of the above), feel free to get in touch at 725-290-3009 or send an email to MindfulSolutionsTherapy33@gmail.com. We can also schedule a FREE 15-minute phone consultation if you want to discuss your unique situation.
